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DSCR – Investor Loans

Where Strategy Drives Approval.

Smarter DSCR Loans for real estate investors – qualify based on
property cash flow, not personal income.

Cashflow-Based Lending Explained

DSCR loans are designed for investors who want to qualify based on rental income—not W-2s or tax returns. We simplify the process and help you scale smarter.

Learn more about the full DSCR loan qualifications here. >

Built for Investors. Trusted by Brokers.

No personal income ocumentation required

Title in LLCs or corporations

Fast approvals and flexible term

Dedicated broker support and education

Your Path to Smarter Financing

Step 1: Prequalify & Submit Documents (48 Hrs) – Start your secure, NMLS-compliant digital application. We focus solely on your property, not your W-2s.
Step 2: Expert DSCR Analysis & Appraisal Order (3-5 Days) – Our specialized team verifies the property’s market rent and confirms your target DSCR ratio.
Step 3: Receive Term Sheet & Lock Rate (1-2 Days) – Review your tailored non-recourse or limited-recourse term sheet and lock in the best rate for your investment goals.
Step 4: Swift Final Underwriting & Close (Avg. 10-14 Days) – Benefit from our in-house, investor-focused underwriting for a truly fast, transparent closing—often completed in under two weeks.